sandy, the sandy money is flexible. we designed a new program. if you have insurance we didn't want to pay over the insurance. so you had to first settle your insurance claim and if that was 40,000 and you had 100,000 of damage you could apply for the 60,000. >> senator on another topic, joe and i were eavesdropping on one of your conversations last night. you know i'm kidding. here's the question. is the nsa out of control? >> well, look, i think that it needs to be more transparent. look, there are two sides to this. on one hand they have protect us and the fact that there hasn't been major terrorist incidents in the united states is no accident and it's in good part because of the work of the nsa. on the other hand, an agency that has such awesome power should not be so opaque and ideas like making the fisa court proceedings public, ideas like having an advocate on the other side when the fisa court has argued bills that both senators have make a lot of sense. i think we can find a balance. there's some on the right who say let it do anything.